424B2: Prospectus [Rule 424(b)(2)]
Published on June 5, 2000
Filed pursuant to Rule 424(b)(2)
Registration No. 333-84673
Pricing Supplement No. 3 dated June 1, 2000
(To Prospectus and Prospectus Supplement
dated September 23, 1999)
[GRAPHIC OMITTED]
Neither the Securities and Exchange Commission nor any state securities
commission has approved or disapproved of these securities or determined if this
prospectus supplement or the accompanying prospectus is truthful or complete.
Any representation to the contrary is a criminal offense.